Every travel supplier (tour operator, hotels, travel agencies, cruise line or airline) has cancellation penalties. You pay a deposit or final payment toward a trip or vacation and these suppliers will apply their published penalties to your trip. You will find the published penalties more severe as your scheduled departure date gets closer. These published penalties inform you that if you cancel, the supplier will hold all or a large percentage of your monies placed as down payment, deposit or final payment. You will lose this money. Trip cancellation and interruption insurance is designed to reimburse you for your loss if you cancel or interrupt for a covered reason.  Traveler's Fare, Inc. prefers and recommends Access America Travel Insurance & Assistance or TripInsurance.com to provide insurance coverage for you and your family.

Travel insurance companies specialize in providing travel protection and assistance services to safeguard against occurrences that you could never plan for. You know what they say about the "best laid plans...."

Now you can protect your travel investment at a very affordable rate.  Traveler's Fare, Incorporated recommends the following four insurance companies:

Click here to purchase your travel insurance policy with AccessAmerica securely online

 Click here to purchase your travel insuance policy with  tripinsuance.com securely online

 If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries - or to just catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your vacation and your money, as well. Travel insurance protects your travel investment if your trip is canceled or interrupted for a covered reason such as: injury, sickness or death of you, an immediate family member, or a traveling companion or business partner, financial insolvency of a tour operator, cruise line or airline, or terrorists acts.

 

It is sensible to pack a small, straightforward medical kit. Your kit should include:

Aspirin or paracetamol (acetaminophen in the US) - for pain or fever. Antihistamine (such as Benadryl) - useful as a decongestant for colds and allergies, to ease the itch from insect bites or stings and to help prevent motion sickness.  There are several antihistamines on the market, all with different pros and cons (e.g. a tendency to cause drowsiness), so it's worth discussing your requirements with a pharmacist or doctor.  Antihistamines may cause sedation and interact with alcohol so care should be taken when using them.  Antibiotics - useful if you're traveling well off the beaten track, but they must be prescribed and you should carry the prescription with you. Loperamide (eg Imodium) or Lomotil for diarrhea; prochlorperazine (e.g. Stemetil) or metaclopramide (eg Maxalon) for nausea and vomiting. Rehydration mixture - for treatment of severe diarrhea; this is particularly important if traveling with children.  Antiseptic such as povidone-iodine (eg Betadine) for cuts and grazes. Multivitamins - especially for long trips when dietary vitamin intake may be inadequate. Calamine lotion or aluminum sulphate spray (eg Stingose spray) to ease irritation from bites and stings.  Bandages and Band-Aids - for minor injuries.  Scissors, tweezers and a thermometer (note that mercury thermometers are prohibited by airlines). Insect repellent, sunscreen, chap stick and water purification tablets. *Due to recent security upgrades, be sure to pack these items in your checked baggage - they are no longer acceptable items for your carry-on. Cold and flu tablets and throat lozenges. Pseudoephedrine hydrochloride (Sudafed) may be useful if flying with a cold to avoid ear damage.  A couple of syringes and needles, in case you need injections in a country with medical hygiene problems.  *Due to recent security upgrades, be sure to have a note from your doctor (on hospital letterhead) explaining why they have been prescribed.

 

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